Critical illness cover

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wanda

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I am not sure if this is the right place to post it but just wanted peoples opinion. Is it worth having? I am very sceptical when it comes to insurance companies and fear that when in time of need they will tell me I am not covered.

It seems to be £50 - £100 a month so would be nice to know whether its worth it?

One had a weird condition that they only payout if it is terminal and you have been in bed for x amount of time, so in the mean time you suffer financially which makes me wonder is it worth it.
 
Depends on your companies stance and their level of sick pay.

Mine's nowhere near £50 think it's less than £15 and I've got 'tonnes' wrong with me already!! hahaha
 
We both have this sorta cover. You wanna make sure though that you read the small print as they can have silly clauses.
 
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